10% From Stipend — Tax-Free

Faith & Tithes Under CHAPPS

Under CHAPPS, your tithe to the church doesn't come from money the government already taxed. It comes from your non-taxable stipend — meaning every dollar you give reaches your house of worship undiminished, as God intended.

The Government Takes Its Cut Before God Gets His

Under the current pay system, a worker earns $1,000. The government taxes roughly $220 before they ever touch it. Then the church asks for 10% — but 10% of what? Of the $780 left after taxation? The tithe was always supposed to be a first fruits offering — the first 10%, not 10% of what's left after Caesar took his share.

CHAPPS corrects this by designating the stipend — a non-taxable category — as the source of the tithe. The stipend has never been taxed. When you give 10% of it to the church, the full 10% arrives. Nothing was withheld. The gift is complete.

The CHAPPS Tithe

Every quarter, 10% of 120 hours × your hourly rate goes to your church — completely tax-free.

$30
Hourly Rate
$360
Quarterly Tithe
$1,440
Annual Tithe

The Tithe Calculation — Across Every Pay Level

Hourly RateQuarterly Stipend (120 hrs)10% Tithe (Quarterly)Annual TitheTax on Tithe
$20/hr
General worker
$2,400$240$960None — Tax-Free
$30/hr
Skilled trade / barber
$3,600$360$1,440None — Tax-Free
$50/hr
Supervisor / specialist
$6,000$600$2,400None — Tax-Free
$6,150/hr
NFL Athlete (Carnell Tate)
$738,000$73,800$295,200None — Tax-Free

The Church Under CHAPPS — Every Worker Covered

A church is not just a preacher and a pulpit. Behind every service are the workers who make it possible — the janitors, the choir directors, the ushers, the sound technicians. Under CHAPPS, every one of them is in the system.

The Preacher Sets Their Own Pay

Under CHAPPS, the preacher — like any professional in any specialized field — has the authority to establish their own compensation structure. This is the same principle that applies to a military officer, a surgeon, or a senior operator who has earned their classification. The preacher is not waiting for a congregation vote or a board approval to receive what their service is worth.

The pay flows through the CHAPPS 24-hour system. The preacher's compensation is structured across two clock periods: the 12:00 AM cycle and the 12:00 PM cycle. Money comes out in Tour 1 — the first tour of the day. This means the preacher receives their accumulation at the beginning of the cycle, not after everyone else has been paid.

This is a full-time, military-grade pay structure applied to spiritual leadership. A pastor who has built their congregation and committed their life to their community deserves the same financial precision that CHAPPS brings to every other category of work.

“The preacher who serves the community deserves to be paid like they serve — first and fully. Not from the leftovers.” — Larry Pinson Sr.
All Church Roles in the CHAPPS System
Pastor / Preacher

Sets own compensation. Full-time military CHAPPS structure. 24-hour clock cycles (12 AM + 12 PM). Paid out in Tour 1.

Choir Directors & Musicians

Full CHAPPS participants. Their hours, their quarterly accumulation, their benefits — all tracked and protected the same as any other skilled professional.

Ushers & Greeters

Their service to the congregation is real work. In CHAPPS, real work earns real accumulation — tithe-eligible, benefit-eligible, and retirement-eligible.

Custodial & Facilities Staff

The janitor who keeps the church clean is as much a part of the ministry as anyone at the pulpit. CHAPPS treats every role with equal financial dignity.

12 AM + 12 PM — The Church Clock

The CHAPPS 24-hour pay clock runs two cycles per day: one at midnight (12:00 AM) and one at noon (12:00 PM). This is the framework through which the church’s CHAPPS accumulations are tracked and released.

For church workers, this means their hours don’t sit idle waiting for a monthly payday. The system tracks continuously, cycling every 12 hours. When the quarterly refresh arrives, the accumulated hours convert to salary — regardless of whether the service was on a Sunday morning or a Wednesday night.

Tour 1 is where the money comes out. The first tour of the day (8 PM – 4 AM) is the payout period in the CHAPPS rotation. Church workers and their pastor receive their quarterly accumulation at the Tour 1 cycle — first, not last.

Church CHAPPS Pay Structure — At a Glance
Clock Cycle 1
12:00 AM
Midnight accumulation cycle
Clock Cycle 2
12:00 PM
Noon accumulation cycle
Payout Tour
Tour 1 — 8:00 PM to 4:00 AM
Quarterly accumulations released — church workers receive first
The preacher’s self-set compensation follows the same 10-10-10-10 split as all CHAPPS workers: 10 hours taxable wage, 10 hours benefits (non-tax), 10 hours stipend (non-tax), 10 hours Next Year’s Salary (non-tax). The structure is the same. The scale is the preacher’s to determine.

Your Congregation Gives From Strength, Not Scarcity

Under the current system, a congregation member gives their tithe from money that was already taxed. They earned $1,000, kept $780, and give the church $78. The preacher receives $78.

Under CHAPPS, the same person gives 10% of their non-taxable stipend. The money was never touched by the government. The preacher receives $120. The worker gives more. The church grows stronger. And no one lost anything that was rightfully theirs.

"The preacher benefits. The church grows. The worker gives freely from what was always theirs. That is alignment between faith and finance." — Larry Pinson Sr.

Faith Is Personal. Finance Is Structural.

CHAPPS does not dictate anyone's faith. Whether you are Christian, Muslim, Jewish, or spiritual in any other tradition — the tithe principle exists across cultures and religions. The CHAPPS system simply ensures that whatever you choose to give to your house of worship comes from a source that was never taxed. Your faith. Your money. Your full gift. No government deduction before it reaches the altar.

Give the Full 10%. Not What's Left After Taxes.

CHAPPS puts the tithe back where it belongs — from non-taxable income, arriving whole at your church, every quarter of your working life.