Now Available

The Book That Explains
Everything Your Paycheck
Never Told You.

Larry Pinson Sr. breaks down the CHAPPS system from the ground up — the 168-hour framework, the 10/10/10/10 pay split, the Pay Future that pays you forever, and the truth about what you've been leaving on the table every single week.

Get Your Copy Now See What's Inside
168-Hour Framework — Fully Explained
The Pay Future System
Built for Every Worker & Industry
By Larry Pinson Sr.
CHAPPS Book by Larry Pinson Sr.
168
Hours Per Week
75%
Less Taxable Income
$0
Overtime Under CHAPPS
∞
Endless Self-Payment
Who This Book Is For

This Is for Every Worker Who Has Ever Asked "Why Isn't This Enough?"

Whether you punch a clock or carry a badge, wear a uniform or a hard hat — this book was written about you, for you, and with you in mind.

USPS Letter Carriers

Learn why bi-weekly pay is a lie, why your 24-hour day shouldn't be called overtime, and what you're actually owed.

Military Service Members

You've always operated on 168 hours. CHAPPS is the first system that pays you like it.

Teachers & School Workers

Your summers aren't free time — they're uncompensated work. CHAPPS fixes that.

Barbers, Freelancers & Self-Employed

Your hourly rate doesn't reflect your actual working life. The 168-hour model changes the math entirely.

Business Owners & Employers

Implement a scheduling and pay system that eliminates overtime, increases retention, and builds loyalty.

"168 hours exist in every single week. Every worker on this planet lives in all 168. The only question is — who gets paid for them?"
— Larry Pinson Sr., CHAPPS

What you will walk away knowing:

Key Concept
The 168-Hour Truth

Why traditional payroll only counts 40 of your 168 hours — and what that has cost you every year you've worked.

Key Concept
The 10/10/10/10 Split

How your 40 work hours divide into taxable wage, benefits, stipend, and Pay Future — and why only one of those four is taxable.

Key Concept
The Pay Future Pot

The 10 hours per week that build in your personal pot and release back to you every quarter — endlessly, forever, owned only by you.

Key Concept
The 3-Bid System

Zero overtime. Every day covered. Two days off. A scheduling revolution that gives workers power over when and where they work.

Key Concept
Retirement Without Dependency

How the CHAPPS retirement system pays you for life — without a 401(k), a pension, or a government promise you can't control.

Key Concept
Industry Applications

CHAPPS applied to USPS, military, teachers, barbers, NFL athletes, and every other worker category — with real numbers.

Inside the Book

A Complete System. Chapter by Chapter.

This isn't theory. Every chapter breaks down a real, working part of the CHAPPS framework — with examples, numbers, and a clear path forward for any worker in any industry.

01

The 168-Hour Foundation

Every week has 168 hours. This chapter explains why only 40 of them have ever been counted — and what changes when all 168 are on the table.

02

The 10/10/10/10 Pay Split

Four equal allocations of your 40 clockable hours. One is taxable. Three are not. This chapter shows you exactly how the math works — and what it means for your take-home pay.

03

The Pay Future — Your Endless Pot

10 hours per week go into your pot. Every quarter — 120 hours — they release back to you. This cycle never stops. This chapter explains why that changes everything about financial independence.

04

The 3-Bid Scheduling System

Three bid types. Four workers. Every day of the week covered. Zero overtime. This chapter explains the structure and proves why it works — for every type of operation.

05

Self-Funded Retirement

Not a 401(k). Not a pension. Not Social Security. Your retirement is funded entirely by your own accumulated Pay Future hours — and it pays you for life.

06

CHAPPS for Every Industry

USPS carriers. Military. Teachers. Barbers. NFL athletes. Civilians. Every category gets its own breakdown — with numbers, schedules, and real implementation details.

Larry Pinson Sr.
About the Author

Larry Pinson Sr.

Larry Pinson Sr. is the founder and creator of CHAPPS — the Clockable Hours Application Pay System. He developed the 168-hour framework after years of observing how traditional payroll systems fail workers in every industry: postal carriers working 24-hour days with no overtime protection, military members on 168-hour duty with no full compensation, teachers whose summers go unpaid, and barbers whose real working hours are never counted.

His mission is simple: eradicate poverty by making every working hour count. This book is the complete guide to everything he has built — explained clearly enough for any worker to understand and demand.

(708) 765-6878 chappsbypinsonsr@gmail.com
Get Your Copy

Ready to Learn the System That Changes Everything?

Pick up your copy of the CHAPPS book today. Available in print and digital. Every purchase comes with access to the CHAPPS system overview and framework resources.

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For bulk orders, corporate inquiries, or general questions email chappsbypinsonsr@gmail.com.

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